Insurance.
it’s easy to think that if you are insured, it will not cost you anything if you have an accident. but the repair bills add up a lot of money.
in fact the insurance company will only pay you the value of your car on the day of the accident. this will not be the same as the price you paid for it, because the value goes down as the car gets older. the repair bill may be bigger than the value of the car. if the repair bill is big, the company does not pay for the repair, but write off the car. the money they pay then should alow you to buy another car of the same age and make.
when insurance is purchased, it is important that you get the best protection for the money paid. the best value is not always the policy with the lowest premium. usually, the longer the term of the policy, the lower the premium is each year. a policy for five years would have a lower annual premium than a policy for one year. business saves money by purchasing a blanket policy instead of individual policies. however, these are money - saving practices only if they provide needed insurance.

2 письменно ответьте на вопросы к тексту
1 how much money will you get if your car after an accident is written off?
2 how is the term of the policy and the premium interrelated?
3 how does business try to save money?

There used to be a lovely residential area in the city centre, but in the 1960s the local authority SUGGESTED to redevelop it as a shopping district. This ___NEEDED knocking down all the houses and building huge car parks to create space for shoppers from out of town. What's strange is that no one INVOLVED opposing the idead at the time. Even the residents SEEMED to accept that the area LET to be modernized. If you DECIDED turning houses into shops on such a big scale today, you wouldn't be ALLOWED to do it. The result was that we aFFORD them spoil the character of the centre. People shopped there in the day but at night everyone AVOIDED going there because of drug dealing and crime. Now, fifty years later, the local authority is building houses there again, but rents are so high that ordinary people can't CONSIDERED___ to live there.

Объяснение:

Сочинение про BTS(на английском):

Most of all, I love listening to the music of BTS, a South Korean boy band formed in 2013 by Big Hit Entertainment. The group consists of seven members: RM (group leader), Chin, Shugi, j-hope, Chimin, VI, and Jongook. In July 2017, the band changed their official logo and English-language transcript of their name, making them Beyond the Scene. In 2017, BTS became one of the leading Korean bands on the world music scene: they won the nomination "Best social media artist" at the Billboard Music Awards, their mini-album Love Yourself: Her reached number 7 on the us Billboard 200 album chart, which was the highest result among all Korean artists who have ever entered this chart.

На русском:

Больше всего я люблю слушать музыку группы BTS - южнокорейский бойбенд, сформированный в 2013 году компанией Big Hit Entertainment. Коллектив состоит из семи участников: RM (лидер группы), Чина, Сюги, Джей-Хоупа, Чимина, Ви и Джонгука. В июле 2017 года группа сменила официальный логотип и расшифровку их названия на английском языке, в результате чего они стали Beyond The Scene. В 2017 году BTS стали одной из ведущих корейских групп на мировой музыкальной арене: они одержали победу в номинации «Лучший артист социальных сетей» на Billboard Music Awards, их мини-альбом Love Yourself: Her достиг 7 места в американском альбомном чарте Billboard 200, что стало наивысшим результатом среди всех корейских артистов, когда-либо попадавших в этот чарт.