Put the verbs in brackets into the correct form (zero,first or second conditionals)

The birthday present is important. With congratulations, I wish you health, and it is improving. In today's world, people often give phones, money , Expensive jewelry. We congratulate the family, friends, acquaintances, colleagues, classmates. Previously, when not everyone had phones, they gave card with flowers. It is fashionable to write at night on his birthday, and that's all a gift. Gifts often presented according to which you were invited. If you are invited to the cafe / park / pool, it is better to give the money, as they will be most needed. If you are invited home or in a restaurant can give jewelry, clothing, cosmetics. Gifts are presented not only for birthdays but also on March 8, New Year, Teacher's Day. On March 8, the men congratulate women / girls happy women. They give flowers, chocolates, cakes. On New Year's parents give the children what they are guessing Santa Claus. On Teacher's Day all classes give teachers a box of chocolates, perfume and accessories for work, and sometimes money. I love to give gifts, but get too. Every March 8th brother and dad give us spirits, mirrors, earrings, chains. On New Year's parents give us a lot of things, but for everyone. I began to give gifts recently. Previously, I did not prigloshali birthday, I've in no way took part, but now I often go to the birthday party, participated in the event. His first gift I gave my mother a picture that she drew. My sister always repeat after me, because I'm the eldest. Later, I gave more expensive gifts. The first time I was invited to a classmate's day of birth. Then I gave her earrings in a beautiful package. The second time I went to the birthday of her best friend. I gave her favorite chocolate and envelope. Although I do not often invited to the birthday party, but I love to give gifts.

1. A high-yield account pays more _ than a normal account.interest
2. Commercial banks_ to make a profit for their stockholders.are designed
3. If your bank account goes into "overdraft", it means you owe the bank money
4. Financial accounting _ information distributed to stockholders, creditors, customers, suppliers.includes
5. What _ during the process of accounting and bookkeeping?is done
6. Can you check that the figures have been entered correctly in the bank account?
7. He is studying at University. accounting
8. The management of the company have not yet decided on their ___ policies. accountancy
9. A bookkeeper writes details of financial transactions in the accounts.
10. Most people in the profession read magazines and journals in order to stay informed. accounting
11. She has been working as an with this firm for several years now.accountant
12. The directors of the company approve the __ at the end of the accounting year.
accounts
13. The chief has completed the draft accounts for this year.accountant
14. They have opened an for the consignment to Bombay.account
15. is really not an exact science.Accounting
16. A business manager needs some knowledge in order to understand what he reads in the company accounts.accounting
17. A statement of the financial position of the company is balance sheet.
18. The extra money a company or a person pays for borrowing money is interest.
19. An official examination of the accounts is audit.