Как перевести это в косвенную речь?

1) Ofcourse, i pay in cash for things that i buy 
2)Yes, i had lended money to my friends 
3)sometimes i had borrowed 
4)вопрос не очень понятен (сохраните вы покупку купить что-то что ты хочешь. как -то так) 
5)there are many teenagers who waste their,and not only their, but thir parents money for things that they not really needed.But, there are teenagers who waste their money on good things. e.g For guitar, for books that will help them in future, and another things 
6)there are many clothes which price is big.But you now, it depends on Money which the family have. If it's a poor family, i think that if smth cost for example 1000 rubles it may be a big price for them,and if it is a rich family, they may consider that it is penny 
7)My day depends on my study. 

Spain is one of the warmest countries in Western Europe. For Spain is characterized by very deep internal climatic differences, and it is only conditionally can be entirely attributed to the Mediterranean climatic region. In the far north-west the climate is mild and humid with weak fluctuations in temperature throughout the year and high rainfall. Constant winds from the Atlantic bring a lot of moisture, especially in winter, when the dominant misty and cloudy weather with drizzling rain, with little frost and snow. The average temperature of the coldest month is the same as in the north-west of France. Summers are hot and humid, average temperatures rarely below 16 degrees Celsius. Quite different conditions in the interior parts of the country - on the plateau of the Old and New Castile and Aragon plain. In these areas, the influence of plateau-hollow of a relief, a considerable height and the local continental air. In Old Castile and Aragon are quite plain cold winters with frosts and strong, harsh winds, hot summers and fairly dry, although the maximum precipitation occurs in this season of the year. In New Castile climate is slightly softer, with more warm in winter, but also with low rainfall. Agriculture in all these areas need irrigation/