Complete these sentences with the correct present perfect continuous form of the verbs in brackets.then join the sentences using who or which/ 1)the head of the department ) to emloyees. they are often late for work/ 2))regulations for money laundering .they are designed to help us with the problem. 3)) emails to different people.they are all late whith their loan repayments. 4)this is the report. on)it since friday. 5)since the financial crisis,)new regulations.these regulations should help banks with liquidity problems.

1)The head of the department has been speaking to employees, who are often late for work/
2)We have been implementing regulations for money laundering, which are designed to help us with the problem.
3)I have been writing emails to different people, who are all late whith their loan repayments.
4)This is the report, which Michael has been working on since friday.
5)Since the financial crisis,governments have been creating new regulations, which should help banks with liquidity problems.