Енаписать транскрипцию (на языке) зараннее ) credit is economic relations between two parties. the first party is a lender, the second party is a borrower a creditor is a bank or other organization, that is obliged to give a credit to a debtor. a borrower is obliged to return given sum in time. besides, a borrower must pay interest for using it. there are many forms of credit. among them are consumer credit, commercial credit, goods credit. credits may be long term and short-term